The Multi-Hazard Resilience Ratings for flood, bushfire, storm, cyclone, and heatwave are transforming how households, governments, and industry measure and reduce disaster risk—delivering practical, scalable solutions that make homes and communities safer.
Developed by the Resilient Building Council (RBC) in collaboration with funders and partners, including the Australian and Queensland Governments, NSW Reconstruction Authority, James Cook University’s Cyclone Testing Station, insurers, banks, researchers, and community recovery groups, the Ratings integrate best-practice resilience and betterment into:
• New & Existing Homes – Ensuring every home assessment supports measurable risk reduction and long-term resilience
• Post-Disaster Recovery – Standardising damage assessments to rebuild stronger and safer

• Insurance Affordability & Market Stability – Helping insurers and banks price risk more accurately, reward resilience, and keep markets viable in high-risk areas
With over 55,000 households across 274 LGAs using the Bushfire Resilience Rating app, communities are actively reducing bushfire risk by an average of 42%. Multi-hazard home assessments have now been rolled out nationally in every state and territory, supporting Australia’s first mortgage resilience discount trial and ensuring finance and insurance systems reward proactive adaptation.
This session, co-presented by RBC Founder & CEO Kate Cotter and James Cook University’s David Henderson, will share real-world case studies demonstrating how Resilience Ratings are:
• Bringing together the best available risk data, scientific research, models, and methodology to support effective resilience decision-making
• Embedding post-disaster research and lessons to improve long-term recovery outcomes
• Advancing social and infrastructure resilience through innovative digital tools
• Driving insurance affordability and financial stability through better risk pricing
• Scaling resilience action across households, local governments, and industry
By integrating science, policy, and market incentives, the Resilience Ratings program is bridging the gap between risk awareness and action—delivering tangible benefits for households, businesses, and communities.

The Multi-Hazard Resilience Ratings for flood, bushfire, storm, cyclone, and heatwave are transforming how households, governments, and industry measure and reduce disaster risk—delivering practical, scalable solutions that make homes and communities safer.

Developed by the Resilient Building Council (RBC) in collaboration with funders and partners, including the Australian and Queensland Governments, NSW Reconstruction Authority, James Cook University’s Cyclone Testing Station, insurers, banks, researchers, and community recovery groups, the Ratings integrate best-practice resilience and betterment into:

• New & Existing Homes – Ensuring every home assessment supports measurable risk reduction and long-term resilience
• Post-Disaster Recovery – Standardising damage assessments to rebuild stronger and safer
• Insurance Affordability & Market Stability – Helping insurers and banks price risk more accurately, reward resilience, and keep markets viable in high-risk areas


With over 55,000 households across 274 LGAs using the Bushfire Resilience Rating app, communities are actively reducing bushfire risk by an average of 42%. Multi-hazard home assessments have now been rolled out nationally in every state and territory, supporting Australia’s first mortgage resilience discount trial and ensuring finance and insurance systems reward proactive adaptation.

This session, co-presented by RBC Founder & CEO Kate Cotter and James Cook University’s David Henderson, will share real-world case studies demonstrating how Resilience Ratings are:

• Bringing together the best available risk data, scientific research, models, and methodology to support effective resilience decision-making
• Embedding post-disaster research and lessons to improve long-term recovery outcomes
• Advancing social and infrastructure resilience through innovative digital tools
• Driving insurance affordability and financial stability through better risk pricing
• Scaling resilience action across households, local governments, and industry

By integrating science, policy, and market incentives, the Resilience Ratings program is bridging the gap between risk awareness and action—delivering tangible benefits for households, businesses, and communities.